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CREATOR REVENUE PARTNER · FINANCE EDUCATORS · WORLDWIDE FROM SINGAPORE

Personal finance creators: package the lessons people already trust you for

Personal finance audiences buy structure and reassurance: a clear path from confused to confident. HWY Not, with a decade in financial-services and financial-education marketing, builds the course or programme, the sales page and the email sequence, and launches it compliantly with you. Zero upfront cost. You keep 70% of every sale and own the product, the list and the customers. HWY Not takes 30% of the revenue it creates, nothing else, so you take on no financial risk: if nothing sells, neither of us earns. Based in Singapore, working with creators worldwide.

  • You work with me directly: strategy, build, launch and the follow-up, one person.
  • Zero upfront. No retainer, no setup fee. I earn 30% of what the product makes, nothing else, so if it does not sell you owe nothing.
  • You own the product, the email list and the customers. Terms in writing before we start.

WHAT USUALLY IS NOT WORKING

Sound familiar?

  • Affiliate links that pay cents while brokers keep the customer
  • Followers asking where to start and getting a 60-second video
  • Sponsorship rules that limit what you can say

WHAT I WOULD BUILD FOR YOU

Three products that fit finance educators.

01

A money foundations course

Budgeting, debt, emergency fund, first investments. The course your comments keep asking for. S$99 to S$199.

02

Spreadsheet and template packs

Budget trackers, net-worth sheets, goal planners. S$29 to S$49, sells all year.

03

A paid newsletter or community

Monthly deep dives and Q&A. Recurring income from the followers who want you in their inbox.

WORKED EXAMPLE · ILLUSTRATIVE

What 45,000 followers could be worth.

If 1% of a 45,000-follower audience buys a S$149 product. An illustration, not a forecast; engagement and niche decide the real number, which is what the free audit looks at.

Change the numbers
Buyers (1%)450
Launch revenueS$67,050
Yours (70%)S$46,935Every launch. You own the list for the next one.

HOW IT WORKS

Four steps, three to six weeks.

  1. 01

    Apply

    Send your handle. Free audience audit, honest reply within 48 hours.

  2. 02

    Design the product

    We pick the one your audience already asks for.

  3. 03

    I build everything

    Sales page, checkout, emails, launch plan. You record what needs your face.

  4. 04

    Launch and keep 70%

    We launch to your audience. From the first sale, 70% is yours.

QUESTIONS FROM FINANCE EDUCATORS

Straight answers.

How do personal finance creators monetise without affiliate links?

With their own course, templates or paid newsletter. A S$149 foundations course sold to 1% of 45K followers is S$67,050 per launch, with 70% going to you, and every buyer joins a list you own.

What about financial advice regulations?

Education, not advice. The copy stays on general education, includes clear disclaimers, and avoids product recommendations unless you are licensed. Ten years in financial-services marketing means I know where the lines are in Singapore and most markets.

Can the product be region specific?

Yes. A Singapore CPF-and-SRS course and a global investing basics course are different products. The audit tells you which one your audience wants first.

How fast can templates launch?

Two to three weeks. Template packs are the fastest product to build and a good way to prove your audience buys before a full course.

All partnership questions

APPLY

Let us find out what your audience is worth.

Send me your handle. I audit your audience and reply within 48 hours with an honest read on what we could build together.

  • Free audience audit
  • Reply within 48 hours
  • No obligation, no upfront cost

Prefer to talk first? WhatsApp +65 9389 5028

1/3

How big is your audience?

Zero risk · $0 upfront · you only pay from sales

READY WHEN YOU ARE

Tell me what’s not working.
I’ll tell you where I’d start.

Two lines are enough: what you sell and what isn’t working. You’ll get a straight answer, a clear scope and a fee before anything begins.

  1. 01
    Reply within one working day

    From me, not an autoresponder. Usually faster on WhatsApp.

  2. 02
    Scope and fee in writing

    Deliverables, timeline and any third-party costs, before anything starts.

  3. 03
    We start on an agreed date

    Clear feedback points you can plan around. You always know who to message.

WhatsApp +65 9389 5028Taking 2 new projects this quarterPersonal reply within one working day. No automated pitch.